Mortgage Solutions
Pick the situation closest to yours. Each path starts with the same first step: a short conversation to understand your goals, timeline, and the lender options that actually fit.
Who it is for
Anyone purchasing their first home in Alberta.
Common concern
Not knowing your real buying range, what lenders need, or how the offer process actually works.
How Hannah helps
A working pre-approval, a short document list, and a clear plan for writing offers with realistic financing conditions.
Who it is for
Move-up buyers, second homes, and clients buying again after a few years away.
Common concern
Knowing what has changed since the last mortgage: qualifying rules, lender appetite, and the cost of breaking an existing mortgage.
How Hannah helps
A side-by-side review of your current mortgage, the new purchase numbers, and the lender options that fit both pieces.
Who it is for
Homeowners with a term ending in the next twelve months.
Common concern
Defaulting to your current lender's renewal letter without knowing if the offer is competitive.
How Hannah helps
A renewal review against current market options, with a recommendation that fits your timeline, term length, and goals.
Who it is for
Homeowners restructuring around new goals, cash flow needs, or higher-interest debt.
Common concern
Worrying that refinancing will cost more than it saves once penalties and fees are factored in.
How Hannah helps
An honest look at the numbers, including penalty estimates, lender options, and whether refinancing now or waiting makes more sense.
Who it is for
Incorporated business owners, sole proprietors, commission earners, and contractors.
Common concern
Knowing how lenders read your tax returns when your write-offs make your income look smaller than it is.
How Hannah helps
Careful file preparation and lender matching for borrowers whose income does not fit a standard T4 box.
Who it is for
Buyers adding a rental, second home, or growing a small portfolio in Alberta.
Common concern
Understanding how lenders treat rental income, minimum down payment rules, and qualifying for a second mortgage on top of your home.
How Hannah helps
Financing strategy for rental properties with portfolio-aware thinking, not just a one-off approval.
Who it is for
Homeowners with built-up equity and balances on credit cards, lines of credit, or personal loans.
Common concern
Whether folding higher-interest debt into your mortgage actually improves cash flow or simply resets the clock.
How Hannah helps
A cash flow focused review with the trade-offs spelled out, including amortization impact and total cost.
Who it is for
Buyers planning to write offers in the next zero to six months.
Common concern
Walking into showings without a real number, or trusting a five-minute online estimate.
How Hannah helps
A documented pre-approval with a held rate, a working purchase range, and a plan for how to respond when the right property comes up.
Lender programs, qualifying rules, and product availability change. Information shown here is general in nature and is not an offer of credit, a rate guarantee, or personal financial advice. Hannah Wish is a representative of Mortgage Connection.
Not sure where you fit
If you are between situations, or if more than one applies, start with a check-in and we will sort the order together.