Mortgage advice that makes the next step obvious.
Whether you're buying your first home, renewing, refinancing, or trying to understand what you can afford, Hannah Wish helps you compare your options and move forward with a plan that actually fits your life.
No pressure. No credit pull. Just a practical starting point.
Personally guided by
Hannah Wish
Mortgage Broker · Edmonton · Serving Alberta
Edmonton based
Serving all of Alberta
Mortgage Connection representative
Wish Mortgages by Hannah Wish
Hannah Wish is a Mortgage Connection representative. Wish Mortgages is her client-facing mortgage brand.
Why work with Hannah
More than a rate quote. A better mortgage conversation.
A bank can show you one lane. A mortgage broker helps you compare the road ahead. Hannah works with clients to understand their goals, prepare the right documents, compare lender options, and make decisions with the full picture in front of them.
Compare more than one option
Review lender options, payment structures, and mortgage paths instead of defaulting to a single bank offer.
Know what to prepare
Get a practical list of documents and next steps based on your situation, not a generic checklist.
Understand the trade-offs
Rate, flexibility, penalties, timeline, and approval conditions all matter. Hannah helps you understand what each option actually means.
Stay supported to funding
From first conversation to application, conditions, and closing, you know what is happening and what needs attention.
How Hannah can help
Start with the situation you're in.
Every file is different. Choose the path that best matches what you're trying to do, and Hannah can help you understand the options available.
First-Time Buyers
Get pre-approval guidance, understand your budget, and learn what lenders need before you start writing offers.
First-time buyer supportSelf-Employed Borrowers
Prepare income documents properly and explore lender options that understand business owners and non-traditional income.
Self-employed optionsRenewals
Before signing the renewal letter from your bank, compare whether the offer still fits your goals.
Review renewal optionsRefinancing
Look at whether your mortgage can support cash flow, debt consolidation, renovations, or a new financial plan.
Explore refinancingInvestors
Review financing options for rental properties, second homes, and long-term portfolio planning.
Investor mortgage helpDebt Consolidation
Use home equity strategically to simplify payments where it makes sense.
Talk through options- 01
Budget range
Understand the price range that fits your income, debts, and comfort level.
- 02
Down payment
Review savings, gifted funds, and minimum down payment options.
- 03
Documents
Gather T4s, pay stubs, NOAs, ID, and proof of down payment.
- 04
Pre-approval
Confirm your budget and rate hold before writing offers.
- 05
Offer confidence
Move forward knowing financing conditions are realistic.
Prepared with Hannah · Educational use only
Featured for first-time buyers
Buying your first home is easier when you know the numbers before the emotions take over.
Before you fall in love with a listing, Hannah helps you understand what you can afford, what lenders will look for, how much down payment you may need, and what documents to prepare.
- Understand your buying range before house hunting
- Review down payment and gifted down payment options
- Prepare documents before conditions get stressful
- Get pre-approval support before writing offers
- Learn what monthly payments may actually look like
Starting points
Three ways to begin before a conversation.
Choose the entry point that matches what you need right now — direct support, a guided snapshot, or a sample payment estimate.
Mortgage Check-In
Option · 01Talk it through with Hannah.
Share a few details about your situation and Hannah will follow up directly to review what makes sense as a next step.
Best if you want
Hannah to review your situation and follow up directly.
Personal follow-up · Alberta-only · No credit pull
Mortgage Readiness Check
Option · 02Where do you stand today?
Answer a few short questions about your timeline, income type, down payment, and biggest concern to get a general snapshot.
Best if you want a few questions and a general starting snapshot.
Under 1 minute · No credit pull · General guidance only
Payment Calculator
Option · 03Estimate a sample payment.
Use purchase price, down payment, rate, and amortization to model a sample monthly payment for planning purposes.
Price
$485,000
Down
10%
Rate
5.04%
Estimated monthly
$2,556/mo
Estimate only · Taxes and insurance not included
Tools are for general education only and do not represent mortgage approval, a rate guarantee, or financial advice.
For real estate agents
Help your buyers get financing clarity before it becomes the reason a deal gets stressful.
Hannah supports Alberta realtors with buyer readiness conversations, pre-approval guidance, and practical mortgage insight they can share with clients before offer time.
- —Buyer readiness and pre-approval conversations
- —Second opinions on tricky financing scenarios
- —Self-employed and non-traditional income questions
- —Weekly Monday Mortgage WISH List insights
- —A mortgage partner who keeps the process moving
Three things realtors should know about self-employed buyers this month.
A short, practical brief for Alberta realtors — lender notes, document tips, and one buyer-readiness reminder you can use this week.
- ·Lender update: stated-income changes
- ·T1 vs. NOA — what your buyer needs
- ·Quick script for the pre-approval call
Hannah Wish
Sent Mondays · For Alberta realtor partners
What happens after you reach out
A practical next step, not a sales pitch.
Tell Hannah where you are
Buying, renewing, refinancing, self-employed, or just exploring — start with the situation you're actually in.
Review the right details
Hannah looks at your timeline, income type, down payment or equity, credit confidence, and goals.
Understand your options
You'll talk through lender paths, documents, possible conditions, and what the next move should be.
Move forward when ready
If it makes sense, Hannah helps you prepare the file and keep the process organized through approval and funding.
Trust & approach
Built around the mortgage details that matter.
The right mortgage conversation looks beyond a single rate. Hannah helps clients understand lender options, documentation, timelines, payment comfort, and the trade-offs that can affect a file from application to funding.
Broker perspective
Compare options beyond a single bank path, including structure, flexibility, lender fit, and conditions.
Alberta focused
Edmonton based and serving buyers, homeowners, and referral partners across Alberta.
Realtor aware
Support for buyer readiness, pre-approval questions, and financing conversations before they slow down a deal.
Reviews and client results can be added once approved.
Begin when you're ready
Ready to understand your next mortgage step?
Send a few details or book a check-in. Hannah will help you understand what to prepare, what questions to ask, and which options are worth reviewing.
General information only. Personalized advice happens after Hannah reviews your situation directly.